About us

    Why bank with us – ICICI Bank UK PLC

    We offer you a range of personal, business, corporate and investment banking services in the UK and Europe. We’re a wholly owned subsidiary of ICICI Bank Ltd, an award-winning global bank.

    We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Registration Number: 223268).

    ICICI BANK UK PLC

    We were incorporated in England and Wales on February 11, 2003 as a private company with the name ICICI Bank UK Ltd. We then became a public limited company on October 30, 2006. Our registered office is One Thomas More Square, London E1W 1YN. We are subject to the laws of England and Wales.

    Important Information about the Financial Services Compensation Scheme

    We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Registration Number: 223268).

     

    ICICI Bank UK PLC is covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors - including most individuals and small businesses - are covered by the scheme.

     

    In respect of deposits, an eligible depositor is entitled to claim up to £85,000. For joint accounts each account holder is treated as having a claim in respect of their share, so for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The £85,000 limit relates to the combined amount in all the eligible depositor's accounts with the bank including their share of any joint account, and not to each separate account.

     

    For further information about the compensation provided by the FSCS (including the amounts covered and eligibility to claim) please ask at your local branch, refer to the FSCS website, www.fscs.org.uk or call the FSCS on 0800 678 1100 or 020 7741 4100. Please note only compensation related queries should be directed to the FSCS.

    Our balance sheet

    We have a capital adequacy ratio of 21.79% (as at March 31, 2014). Banks have specific capital-adequacy requirements to ensure they can absorb a reasonable amount of loss and comply with statutory capital requirements.

     

    The Bank has a long-term foreign currency credit rating of Baa3 from Moody's.

     

    View our Basel disclosures >

    Parent company – ICICI Bank Ltd

    With 50 years of banking experience, ICICI Bank Ltd looks after the interests of more than 25 million customers in 19 countries. ICICI Bank’s consolidated assets are US$ 99 billion (as at March 31, 2013).

     

    In 2000, we were the first Indian banking company and only the second bank from Asia to list on the New York Stock Exchange.

     

    We have a network of over 3,500 branches and over 11,000 ATMs in India

     

    For more about the business history of ICICI Bank Ltd, please see our corporate website.

     

    There’s also information for investors and business customers on our corporate site.

     

    Our financial strength rating is C- from Moody’s Investors Service Limited (Moody’s) and our long-term foreign currency credit rating is Baa2 from Moody’s and BBB- from Standard & Poor’s.

    Our global presence

    As ICICI Bank UK we operate from 9 locations in the UK and also have branches in Belgium and Germany. We have approximately a quarter million customers in the UK.

     

    ICICI Bank Ltd. has subsidiaries in the UK, Russia and Canada, with branches in the United States, Singapore, Bahrain, Hong Kong, Sri Lanka, Qatar and Dubai International Finance Centre.

     

    There are also representative offices in the United Arab Emirates, China, South Africa, Bangladesh, Thailand, Malaysia and Indonesia. ICICI Bank UK has established branches in Belgium and Germany.