 
The HomeVantage Current Account offers you an unparalleled range of services, specially designed to keep you in touch with your home back in India.
Features & Benefits |
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Debit Card with Free transactions in India |
| Your HomeVantage Current Account comes with an ICICI Bank Chip and Pin VISA Debit Card that allows you to make withdrawals and purchases at more than 600,000 VISA ATMs and 11 million shopping establishments across the UK. You can use your debit card in India completely FREE. We waive international currency exchange charges, making your stay in India as comfortable as possible. |
Convenient money transfers to India |
Enjoy preferential exchange rates on money transfers to India with your HomeVantage Current Account. You can transfer money to India using any of the options below:
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Transfer money instantly, through your account online, with ‘Insta Online’ to your beneficiary’s ICICI Bank Limited account in India. |
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Transfer money, through your account online, to any bank in India which is a part of the electronic clearing system of the Reserve Bank of India (RBI) |
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Transfer money to India over phone by calling us on 08081 31 41 51 (freephone from UK landline). |
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Walk into any of our branches to request for a money transfer to India |
Further, you get confirmed exchanges rates whenever you transfer money to India from your HomeVantage Current Account, so you know the exact amount that will get transferred to your beneficiary in India. This does not apply to transfers made by cheque. |
Text Message Banking |
When on move, keep in touch with your account with our Text Banking service. You can request for instant information on your account balance, last 3 transactions, scheduled money transfers and even order a cheque book. |
24X7 online and phone banking |
Connect to your account anytime with our 24 hours internet and phone banking service. Your HomeVantage Current Account gives you full internet access to move your money, view and download your statements and enjoy several other conveniences. You can also speak to a Customer Service Officer anytime on 08081 31 41 51 (freephone from UK landline). |
Free cheque book |
You also enjoy the facility of a free cheque book, automatically issued with your HomeVantage Current Account. |
Statements |
You will receive an online monthly statement for your HomeVantage Current Account in a secure format. You can also opt for printed monthly statements on your account at no charge, if you wish. |
Manage Payee Online |
You can manage your payee online by simply logging into your account. You can add a new payee or delete an existing payee using this new service. Through this service, you do not have to register your payee for each transaction. For your security, we will send a unique reference number to your mobile for you to confirm the new payee online before you can transfer money. To know more, click here |
Joint Account |
Choose to either open an individual or a Joint Account to suit your needs. To get more information on Joint Accounts, walk into your nearest branch or visit our website |
Switching of Account |
Switching your Current Account from any UK Bank to ICICI Bank or from ICICI Bank to any other UK Bank is now easy and simple. All your Direct Debits and Standing Instructions would be executed in the manner you desire. All you have to do is to visit any of our branches or talk to a Phone Banking officer and place a request for switching. |
Minimum Balance Requirements and Charges |
There are no minimum balance requirements to operate your account. However, if the total monthly average balance of all your accounts with us, such as HomeVantage Current Account, SuperSaver Savings Account, SuperSaver Bond, Fixed Deposit or HiSAVE Accounts, falls below £1000; administration charges will apply.
The administration charge is calculated by adding the daily closing balance of all your accounts with us for the month and dividing it by the total number of days for that month. The following administration charges are applied to your account on the basis of your monthly average balance:
Total monthly average balance |
Charge applied to the respective month |
£1000 and above |
£0 |
£250 - £1000 |
£1 |
£250 and below |
£2 |
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